Why is it So Important to Establish Credit In the United States?

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Many people who intend to relocate to the United States do not realize that their positive credit history won’t travel with them because in general, credit history does not transfer from one country to another. It is important to build credit in the United States in order to qualify for loans, credit cards, and other business activities that require creditworthiness.

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What is Credit?

“Credit” is when one party, usually a bank or similar lending institution, provides money or resources to another party without immediate reimbursement. Credit is generally provided with interest fees and/or other arrangement expenses. A lender will look to the creditworthiness of prospective borrowers before extending a line of credit. Continue reading

All Canadian Residents Applying for K-1 Visas Must Now Interview in Montreal

city-skyline-montreal-canada-pexelsAs of April 1, 2016,  the Vancouver offices of the U.S. Consulate General will cease processing of K-1 visas. Now, the K-1 visas, commonly known as”Fiancé(e) visas,” will only be processed by the U.S. Consulate General in Montreal.

While the Bureau of Consular Affairs acknowledged that this change may inconvenience some applicants who will now need to travel for their interviews, it promises that the adjustment will help the consulate schedule and adjudicate K-1 applications more efficiently. Continue reading